Our Programs

Current Board Members are:

Justin Cavanaugh-President

Zachary Taylor-Vice President/Construction Coordinator

Christena Gotts-Treasurer

Nicole Simsack-Secretary

Sherry Combs-Director

Brent Gotts-Director

Jeff Linton-Director

Tia Grencz-Director

and

Jodie Krulik-Executive Director.

Jodie is in the office on Tuesdays and Thursdays from 10 am- 3 pm and by appointment any other time

she can be reached by phone @989-539-2481 or by cell @989-418-9110.  if you need to reach any of the Board members please call the office or e-mail to: clarecohabitat@gmail.com

Our meeting are held the Second Thursday of each month @ 5:00 pm and public is welcome to attended 

at 5:30 PM. Please note we don't have meetings in July or December.  We are located at 3157 N. Clare Ave Suite 2, Harrison, MI 48625. The Mailing address is POBOX 756, Harrison, MI 48625.

  Our community is full of people who want to help.  Come connect with people in new ways.  We are always in need of Volunteers and we could use a couple of new faces on our Board of Directors, we are looking for a couple of people with construction experience.  if interested and you have a little time please call us at 

989-539-2481.  

Annual Pig Roast and Raffle we hope to be back in 2024.

We are in the process of building a new home.  We have partnered with Clare/Gladwin RESD Construction students.  They are building a modular home for our next family.  We are very blessed to have this partnership and also with Harrison Lumber Do-it-Center Jeff Haskell has also been a big part of this build.  Tom Phillips of Michigan Habitat Construction has been by our side.  GFL Environmental have also partnered with us and gave us a dumpster at the site with a discount on future invoices. Big Thanks to all the other contractors Dancer & Sons Well Drilling, Advanced Concrete LLC, Martin Heating and Cooling, Henry Excavation, LLC, Always Green and owner Jeff Linton who has become a Board Member, Majestic Dry Wall, Pure Plumbing, all the Teachers, Students and Staff of Clare/Gladwin CTE Construction and Ken Hoyt Hayes Township Zooning Admn. who is always a phone call away.  Huntington Bank, Clare/Gladwin United Way & Brittany Taylor and the staff at Evergreen Physical Therapy, in Harrison for donating $1120.00 in honor of Robert Katanski.  We are blessed to have the community supporting us with this house build.  We are looking forward to our next home!

Applications are subject to the following conditions:

1)  You must either work or reside in Clare County

2)  You must pass a comprehensive criminal background check.  Requirements include:  

• Permanent disqualification for registered sex offenders.
• Automatic disqualification for violent felony convictions within the last 10years.
• Case by case review for violent felonies older than 10 years based on the individual's ability to safely partner with volunteers and maintain safe housing.

3) Your present housing circumstances are inadequate, or you are unable to obtain adequate housing through other conventional means. 

This may include issues due to overcrowding, unstable or temporary housing situations, and situations resulting in families living with relatives due to lack of available rentals.

 Also taken into consideration are the number, ages, and genders of children compared to the number of bedrooms in your current residence.

4)  Financial Requirements  

 Income limits are tied to HUD's annual medium income for Clare County, and total income cannot exceed 80%.  These statistics are updated annually and will be reviewed by the board in June.

FY 2025 Income Limits for Clare County, MI

Persons in Family   80% Limits

1                        $45,920

2                        $52,480

3                        $59,040

4                        $65,600

5                        $70,880

6                        $76,160

7                        $81,440

8                        $86,720

Additional financial requirements:

•   Housing Cost Index between 20-32% of gross income.
•   Debt to Income ratio below 43%.
•   Liquid assets do not exceed more than 20% of the estimated value of the home. 

5)  Ability to Pay

Since you will actually be purchasing your home from Clare County Habitat for Humanity, you must demonstrate your ability to pay the monthly mortgage and insurance payments in addition to all applicable real estate taxes.  The percentage of your monthly income income that is spent on housing is considered to determine need, and we will help you to determine whether or not this payment will jeopardize your ability to meet all of your other financial obligations and expenses.  If you are struggling to meet these requirements, Habitat provides credit counseling education to get you on the right track to becoming a successful future homeowner.

6)  Willingness to participate as a partner with Clare County Habitat for Humanity  

When selected, you become a "partner family" in the Habitat movement, and are required to complete 200 hours of volunteer work, also known as "sweat equity."  Your assistance in constructing your home, and others, is referred to as "sweat equity," and may include clearing the lot, painting, helping with construction, providing food for volunteers, or assisting with fundraising events. 100 of these hours are to be completed by the applicant, and the remainder can be completed by family and friends.  

You may also accumulate hours by volunteering at a pre-approved outside nonprofit organization, but at a reduced rate.  You will be responsible for the maintenance and repairs on your home once you have moved in.  After moving into your home, the family support of Clare County Habitat for Humanity will maintain an ongoing relationship with you.  This includes financial counseling and household maintenance education.

Clare County Habitat for Humanity is pledged to the letter and spirit of the US policy for the achievement of equal housing opportunity through our nation.  We encourage and support affirmative advertising and marketing programs in which there are no barriers to obtaining housing due to race, color, religion, or creed, sex, age, physical or mental disability, Veteran status, genetic information, citizenship, or national origin or ancestry.  

We are an:  EQUAL HOUSING LENDER.